Clients

  • Healthcare providers
  • Self-insurers
  • Captive insurance companies
  • Risk retention groups
  • Insurance companies
  • Governmental entities
  • Coal companies
  • Institutions of higher education
  • Associations
  • Professional organizations
  • Other corporations (banking, transportation, etc.)

Lines of Coverage

  • Professional liability
  • Workers' compensation
  • General liability
  • Automobile liability
  • Directors and officers liability
  • Health, welfare, and disability benefits (including post retirement benefits)
  • Federal and state black lung
  • Property coverage
  • Homeowners liability
  • Excess/Re-insurance (buffer, umbrella)
  • Police liability
  • Public officials liability
  • Others

Services Provided

  • Annual funding / pricing analyses
  • Liability and cost projections for accounting and budgeting
  • Assistance with internal cost allocation
  • Pro-forma projections of program financial results under varying experience scenarios
  • Formal opinions and reports to meet regulatory and audit needs
  • Communication with auditors, regulators, excess insurers
  • Assistance with other regulatory and administrative problems
  • Strategic risk financing studies
  • Cash-flow forecasts to help in setting investment strategy
  • Single and multi-line retention limits analyses
  • Evaluation of insurance products
  • Projecting costs for acquisitions and new ventures
  • Benchmarking data on loss costs, trends, retention limits, and more
  • Expert witness testimony
  • Downsizing studies – impact studies for shutdowns or workforce reductions
  • Law/judicial change impact – impact analysis on proposed or actual changes affecting liability or other program costs.